Bad credit history? - Grimsby mortgage broker can help
Live in the Grimsby, Scunthorpe or Louth area? Avoid paying excessive broker fees . We scour the whole market to find you the best "bad credit" mortgage & remortgages. Even if you have been refused elsewhere, have mortgage arrears, default's, CCJ's, late payments or IVA's, our expert knowledge and access to over 100 lenders ensures we find you the right deal. Use our relationship with specialist lenders to obtain the "yes" you are looking for. Contact our Grimsby mortgage office on 01472 231374.
Borrow up to 95% of your home's value
Real solutions for people with poor credit or refusals elsewhere.
- Reduce your monthly mortgage payments with a remortgage.
- Consolidate debts and save money.
- Raise extra cash for home improvements or a car.
 Click for a Bad credit Mortgage Quote |
We can help - even with bad credit history
As qualified Grimsby based mortgage brokers our service will help you get the credit and mortgage or remortgage you need. Lenders use your credit history to determine whether to lend and on what terms. We understand how lenders work and what will and will not be acceptable. We quickly identify the right deal for you and obtain a lending decision to give immediate peace of mind.
Mortgage decision in minutes - bad credit accepted
Use our online "bad credit" enquiry form and our qualified mortgage advisors will contact you to confirm how much you could borrow and the monthly mortgage repayments. You are under NO OBLIGATION and this service is free. We can often get you a lending decision whilst we talk over the phone.
We Manage The Mortgage For You.
Having found you the right mortgage deal, we will manage your application through to a successful completion with a minimum of fuss. Our Grimbsy mortgage brokers are on hand now to deal with your every requirement, we understand about time and money and we could save you both.
|
Click for a Bad credit Mortgage Quote |
Catergories for adverse mortgage credit
| Credit | IVA / Bankrupt | Mortgage arrears | CCJ's | Defaults |
|---|---|---|---|---|
| Prime | Discharged/satisfactory for 3 yrs | None in last 12 months | None in 3 years | None in 3 years |
| Near Prime | Discharged/satisfactory for 3 yrs | None in last 6 / 1 in last 12 | up to £1,000 | Ignored |
| Light | Discharged/satisfactory for 2 yrs | 1 missed in last 6 / 2 in last 12 | up to £3,000 | Ignored |
| Medium | Discharged/satisfactory for 1 yrs | 1 missed in 3 / 3 missed in 12 | £6,000 | Ignored |
| Heavy | Discharged/satisfactory for 6 months | 2 in last 6 months / 5 in 12 months | £10,000 | Ignored |
| Unlimited | Discharged / satisfactory less than 6 months | more than 5 in 12 / 2 missed in 3 | Unlimited | Ignored |
| These are guidelines only to help you understand how a lender deals with your application. It is not an offer of finance. Source Fitch Ratings | ||||
The overall cost for comparison on residential mortgages is 7.4% APR. The actual rate available to you will depend on your circumstances. Ask for a personalised illustration. Mortgage advice is free up to the point of completion where a fee may be charged depending on your particular circumstances. If we choose to charge a fee we estimate this to be no more than 1% on completion. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
